--- title: Outperform Financial and Insurance Solutions description: Discover tailored, tax-efficient, financial planning and insurance solutions to protect your family, income, and business while building wealth. --- [Skip to content](https://outperform-financial.com#main-content) ![Outperform Financial Logo](https://outperform-financial.com/hs-fs/hubfs/Outperform%20Fin%20Black%20on.png?width=1373&height=140&name=Outperform%20Fin%20Black%20on.png) - [Home](https://outperform-financial.com) - [Personal](https://outperform-financial.com/personal) - [Business](https://outperform-financial.com/business) - [Blog](https://outperform-financial.com/blog) - [Careers](https://outperform-financial.com/careers) - [About Us](https://outperform-financial.com/about) Open main navigation Close main navigation - [Home](https://outperform-financial.com) - [Personal](https://outperform-financial.com/personal) - [Business](https://outperform-financial.com/business) - [Blog](https://outperform-financial.com/blog) - [Careers](https://outperform-financial.com/careers) - [About Us](https://outperform-financial.com/about) - [Contact us](https://outperform-financial.com/contact) [Contact us](https://outperform-financial.com/contact?hsLang=en) Personal and Business Financial Planning   # Protect What Matters To You Now. # Plan For What Comes Next.  What we do   ## Life doesn’t come with guarantees. But you can put guardrails around the things that matter most: your family, your income, your business, and your future. We help individuals, families, and business owners by creating tax-efficient financial, insurance, and estate planning strategies that provide more certainty in an uncertain world. Who We work with   ## Structured Advice and Best-in-Class Products to Meet Your Personalised Needs and Circumstances ![Individuals and Families](https://outperform-financial.com/hubfs/Individuals%20and%20Families.png) ### Individuals & Families Comprehensive financial planning to protect you and your loved ones, provide security if your income stops, create tax efficient strategies to build wealth and income in retirement, and manage your legacy. [Find Out More](https://outperform-financial.com/personal?hsLang=en) ![Businesses](https://outperform-financial.com/hubfs/Businesses.png) ### Businesses and Non-Profits Structured and tax-optimized protection, reward, succession, cash-value, and charitable giving strategies for SMEs, owner-operators, medical practices, professional services firms, and the non-profit sector.  [Find Out More](https://outperform-financial.com/business?hsLang=en) HOW WE WORK   ## Helping you make clear and confident decisions about your future. Our process is simple, friendly, and low-pressure. We speak in plain language, move at your pace, and ensure that you feel in control at every step. First, we find about your situation and what's important to you. Next, identify your options, create a structured plan, and handhold your applications. Finally, we will stay in touch to ensure your plan stays on track as your needs and circumstances changes.    [About Our Practice](https://outperform-financial.com/about?hsLang=en) ![How We Work](https://outperform-financial.com/hubfs/How%20We%20Work.png "How We Work") ## "I've been meaning to get this handled" Don't worry, we hear this all the time!  It's easy to get things started with a quick and simple conversation. You don't need to have everything figured out in advance. That's what we are here for. [Let's Talk](https://meetings-na2.hubspot.com/andrew-sims) READ Our bloG   ## Outperform Financial Insights Financial planning topics can get confusing fast. The aim of our blog is to cut through the noise and give you short, practical information you can actually use. No buzzwords. Just useful ideas and advice about protecting your family, your business, and planning with tax efficiency in mind. [![A couple planning for retirement](https://outperform-financial.com/hs-fs/hubfs/Home%20Hero.png?height=200&name=Home%20Hero.png)](https://outperform-financial.com/blog/financial-planning-for-now-and-the-future?hsLang=en) [Retirement](https://outperform-financial.com/blog/tag/retirement?hsLang=en) ### [Financial Planning for Now and The Future](https://outperform-financial.com/blog/financial-planning-for-now-and-the-future?hsLang=en) [![Lifetime pay checks](https://outperform-financial.com/hs-fs/hubfs/Rollovers.png?height=200&name=Rollovers.png)](https://outperform-financial.com/blog/turning-retirement-accounts-into-lifetime-paychecks?hsLang=en) [Retirement](https://outperform-financial.com/blog/tag/retirement?hsLang=en) ### [Turning Retirement Accounts Into Lifetime Paychecks](https://outperform-financial.com/blog/turning-retirement-accounts-into-lifetime-paychecks?hsLang=en) [![Build a career in financial services](https://outperform-financial.com/hs-fs/hubfs/Social%20Impact.png?height=200&name=Social%20Impact.png)](https://outperform-financial.com/blog/giving-back?hsLang=en) [Individuals and Families](https://outperform-financial.com/blog/tag/individuals-and-families?hsLang=en) ### [Giving Back With Guardrails: How Outperform Financial Turns Advice Into Community Impact](https://outperform-financial.com/blog/giving-back?hsLang=en) [Visit our Blog](https://outperform-financial.com/blog?hsLang=en) [![Outperform Financial Logo](https://outperform-financial.com/hs-fs/hubfs/Outperform%20Fin%20Black%20on.png?width=1373&height=140&name=Outperform%20Fin%20Black%20on.png "Outperform Financial Logo")](https://www.outperform-financial.com?hsLang=en) Outperform Financial and Insurance Services info@outperform-financial.com (626) 563-9537 CA Insurance License No. 6018216 [facebook-f icon](https://www.facebook.com/profile.php?id=61586655226274) [linkedin-in icon](https://www.linkedin.com/company/outperform-financial) [instagram icon](https://www.instagram.com/outperform_financial/) [Follow us on Facebook](mailto:andrew.sims@outperform-financial.com) [Home](https://outperform-financial.com) [Personal](https://outperform-financial.com/personal?hsLang=en) [Business](https://outperform-financial.com/business?hsLang=en) [Careers](https://outperform-financial.com/careers?hsLang=en) [Blog](https://outperform-financial.com/blog?hsLang=en) [About Us](https://outperform-financial.com/about?hsLang=en) [Contact Us](https://outperform-financial.com/contact?hsLang=en) Outperform Financial and Insurance Services is a California‑licensed insurance agency (CA Insurance License No. 6018216). Insurance product information and coverage descriptions on this site are for general informational purposes only and do not constitute an offer to sell or a solicitation of any insurance product. All applications are subject to underwriting approval and the terms, conditions, limitations, and exclusions of the applicable policy or contract. No information related to strategies contained in this website should be construed as tax or legal advice - please consult your tax advisor or attorney for advice regarding your personal situation. For our full compliance and disclosures statement, website terms and conditions of use, and privacy policy please see the About Us page. Copyright © 2026, Outperform Financial and Insurance Services ![](https://px.ads.linkedin.com/collect/?pid=8554514&fmt=gif)